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| PRIVACY
NOTICE AND DISCLOSURE |
| Atlanta
City Employees Credit Union, your member owned financial institution,
is committed to providing you with competitive products and
services to meet your financial needs and help you reach your
goals. We are equally committed to protecting the privacy of
our members. Under federal law, we are required to give you
this privacy notice. It describes our credit union's privacy
policy and practices concerning the personal information we
collect and disclose about our members. It also includes information
about the parties who receive personal and sometimes nonpublic
information from us as we conduct the business of the credit
union. |
If after
reading this notice you have questions, please contact us at:
(404) 658-6465
or write to:
Credit Union of Atlanta
670 Metropolitan Parkway
Atlanta, GA 30310 |
Information
We Collect About You
We collect nonpublic personal information about you from the
following sources:
- Information
we receive from you on applications and other forms
- Information
about your transactions with us
- Information
we receive from a consumer reporting agency
- Information
obtained when verifying the information you provide on an
application or other forms; this may be obtained from your
current or past employers, or from other institutions where
you conduct financial transactions
We may disclose
all of the information we collect, as described above, as permitted
by law.
Parties Who Receive Information From Us
We may disclose nonpublic information about you to the following
types of third parties:
- Financial
Service Providers, such as insurance companies
- Non-financial
companies, such as consumer reporting agencies, data processors,
check/share draft printers, plastic card proccessers, and
government agences
Disclosure
of Information to Parties That Provide Services to Us
In order for us to conduct the business of the credit union,
we may disclose all of the information we collect, as described
above, to companies that perform marketing or other services
on our behalf or to other financial institutions with whom we
have joint marketing agreements so that we may provide members
competitive products and services. We may also disclose nonpublic
personal information about you under circumstances as permitted
or required by law. These disclosures typically include information
to process transactions on your behalf, conduct the operations
of our credit union, follow your instructions as you authorize,
or protect the security of our financial records.
To protect our members' privacy, we only work with companies
that agree to maintain strong confidentiality protections and
limit the use of information we provide. We do not permit these
companies to sell the information we provide to other third
parties.
Disclosure of Information About Former Members
If you terminate your membership with Atlanta City Employees
Credit Union, we will not share information we have collected
about you, except as may be permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
or procedural safeguards that comply with federal regulations
to guard your nonpublic personal information.
What Members Can Do To Help
Credit Union of Atlanta is committed to protecting
the privacy of its members. Members can help by following these
simple guidelines:
Protect
your account numbers, plastic card numbers, PINs (personal
identification numbers) or passwords. Never keep your PIN
with your card, which can provide free access to your accounts
if your card is lost or stolen.
Use caution
when disclosing your account numbers, social security numbers,
etc. to other persons. If someone calls you explaining the
call is on behalf of the credit union and asks for your account
number, you should beware. Official credit union staff will
have access to your information and will not need to ask for
it.
Keep
your information with us current. If your address or phone
number changes, please let us know. It is important that we
have current information on how to reach you. If we detect
potentially fraudulent or unauthorized activity or use of
an account, we will attempt to contact your immediately.
Let us
know if you have questions. Please do not hesitate to call
us-we are here to serve you! |
External
Website Links All
external website links on Atlanty City Employees Credit Union's
website are here as a service to CUA members or others using
this site. CUA is not responsible for, nor does it advocate
or promote information, services or products which may appear
on any of the links, or on subsequent links from the primary
link. |
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