Atlanta Choice Checking - Coming Soon!

Atlanta Choice Checking - Coming Soon!

Choices aren't always clear or easy, but choosing Atlanta Choice Checking is both. That's because your choice includes valuable merchant discounts from local and national retailers. You are also choosing to safeguard yourself against identity fraud.

And there are several everyday ways to make the already low monthly service fee disappear—things you're probably already doing, and not giving much thought to. Benefit yourself today—it all starts with a simple choice.

  • Valuable merchant discount program
  • Comprehensive fraud protection and restoration services
  • No minimum balance to maintain account
  • Nationwide branch access through shared branching
  • Qualifications to reduce the low monthly service fee:
  • Begin each statement cycle with a $6 monthly fee
  • Receive eStatements to reduce fee by $2
  • Have a direct deposit of at least $500 to reduce by another $2
  • Further reduce by 20¢ for each of your first 10 debit card purchases
  • Free online banking & bill pay
  • Free eStatements
  • Free Visa® debit card
  • No minimum deposit to open

*No minimum deposit to open. Choice Checking carries a $6.00 monthly service fee. Fee may be reduced each statement cycle by doing the following: a reduction of $2.00 for receiving eStatements, a reduction of $2.00 with a minimum $500.00 direct deposit, and a reduction of $0.20 for each debit card point of sale transaction up to 10. Once the fee is retired, additional debit card point of sale transactions will not result in credits to the account. ATM withdrawals do not count towards qualifying debit card transactions. All transactions must be posted to the account within the Qualification Cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. Transactions do not normally post on weekends. Available for personal accounts only. Certain restrictions may apply. No fee reduction the first month.

Merchant Rewards

Spend money; earn rewards. Doesn't sound too bad! With Atlanta Choice Checking you're granted membership into an exclusive discount program.

Receive discounts and rebates from your favorite stores—local, national, and even online. You even receive access to tons of coupons for a wide range of purchases. So couponers, start your listing!

Exclusive Merchant Rewards Savings:

  • Up to 30% rebates from brand name online retailers
  • In-store savings from local retailers and national chains
  • Free, easy-to-print grocery coupons for food, household items and more

Start saving right away at Have your Atlanta Choice Checking info with you to create your password, then get started!

Fraud Protection

Ensure the security of your personal information with our comprehensive fraud protection program. We take a proactive stance when it comes to safeguarding your information. And in the event that something should occur, everything will be handled quickly, while you get on with your life.

Real-Time Identity Protection

  • Around-the-clock monitoring of up to six debit and credit cards
  • Monitoring of all personal information provided (such as your Social Security Number)
  • Immediate notification in the event our team should detect anything unusual

Identity Restoration

  • Hands-on care to restore your identity in the event you suspect your identity has been compromised
  • You focus on your everyday life, as all the affected vendors and/or agencies are contacted on your behalf, including:
  • Credit card companies
  • Credit reporting agencies
  • Security Administration
  • And many more

Wallet Replacement

  • Replacement of crucial items in the event your wallet is lost, including:
  • Driver's license
  • Credit cards
  • Debit cards
  • Medical cards
  • Quick, streamlined service, so you don't skip a beat