Home Mortgage Loans

Home Mortgage Loans

You've dreamt about finding the right home. Knowing just how significant this purchase is to you fuels us to do everything possible to make that dream a reality. We'll work closely with you to secure the lowest possible rates and to customize comfortable financing that fits your family.


Our helpful staff is also very experienced in the local Southwest Atlanta market to offer advice all along the way. And we handle all processing in-house for greater efficiency.

Summary
  • Competitively low rates available for purchase or refinancing*
  • Local decision-making and processing for a quicker turnaround
  • Wide range of options, terms, and assistance programs available
  • H.O.M.E. Mortgage Program (Home Ownership Made Easy)
  • Fixed and variable rates available
  • Helpful loan advisors with experience of the local market
  • Free pre-qualification to increase buying power
  • Customized service to your unique situation

*Subject to approval

H.O.M.E. Mortgage Program

H.O.M.E. Mortgage (Home Ownership Made Easy) is a program provided by Credit Union of Atlanta to help first-time homeowners or buyers in need of assistance. It offers the aid necessary to buy an Earthcraft-certified home in an Atlanta Beltline community, just minutes from downtown. Take advantage of the incredibly low interest rates and even help with closing costs. Get a pre-approval letter today for that much more bargaining power when it comes to closing a deal.

Criteria

  • Minimum loan amount of $50,000
  • Minimum credit score of 580
  • Complete Homebuyer Education or counseling with HUD-approved counseling agency

Documentation Checklist

Please provide copies of the following items, if applicable:

  • Two most recent pay stubs
  • W-2 (or 1099) forms for the last two years
  • Federal tax returns, including all schedules (A, B, C, E, etc.), for the last two years
  • Most recent statements for checking, savings, and money market accounts
  • Social Security awards letter or pension letter, if receiving these benefits.

Visit www.cufs.org or call (404) 658-6465 for more information.