ACECU offers a unique checking account, in that there are no monthly service charges. This includes no per check charge, unlimited check writing, and no minimum balance charges. You must maintain a minimum of $1,000.00 in your account to obtain the disclosed annual percentage yield. Overdraft Protection is provided with funds transferred from a share account or a personal line-of-credit. Apply for a VISA Check card for added convenience, 24 hours a day.

These checking features apply:

• Interest earned with a minimum balance of $1000.00
• VISA Check Card
• No minimum balance required
• No per-check charges
• No monthly service fees
• Payroll deduction available
• Access through Audio Response, our 24-hour telephone teller system, and Home Banking, our Internet account access system.
• Pre-authorized automatic drafts (no charge)
• Direct deposit
• Stop payment
• Consolidated monthly statements

Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.