The perfect check for your busy lifestyle...

Imagine a checking tool that's faster, more economical, more convenient…and just plain easier than using your conventional checkbook. There is no more having to show your driver's license to make purchases. No more waiting in line for a check approval. And, no more pulling out your checkbook only to discover that you are out of checks. What's more, there are no fees for Check Card purchases wherever VISA is accepted.

What is a VISA Check Card (Debit Card)?
Our Atlanta City Employees Credit Union VISA Check Card is a new way to pay "cash", but with the convenience of a credit card. When making a purchase, the cash is drawn from your checking account just as if you were writing a check. So, there's no need to worry about whether the merchant will take a check. If they accept VISA, they will take your Atlanta City Employees Credit Union Visa Check Card, the card that works like a check. Additionally, your Check Card functions as your ATM card. You won't need your current ATM Card anymore. ATM fees may apply. Consult our Fees and Charges disclosure for specifics.

How do you use it?
At a store or restaurant, you would press CREDIT or DEBIT on the Visa Check Card terminal. Press CREDIT to avoid having to enter a PIN, just sign the receipt and you're on your way. The funds for your purchases will come out of your checking account. At a gas station or grocery store, the merchant may slide your card through special readers or you may "swipe" it yourself. There are directions near the card slot; however, if you are unsure about what to do, simply ask the attendant.

Where do you see it?
Any establishment worldwide that accepts VISA debit cards will accept your Atlanta City Employees CU VISA Check Card. You'll find your Check Card useful in many different kinds of situations.

How do you keep track of your balance?
You may elect to record your transaction in your check register just as if you were writing a check, or you can simply save the receipts - but DON'T FORGET to record them in your register daily. No matter how you record your purchases or withdrawals, Atlanta City Employees Credit Union provides you with a detailed, monthly statement that will include all Check Card activity needs. With your Check Card, there will be no more hassle of filling out a check or carrying around a bulky checkbook because our Debit Card is a convenient, electronic way to pay for everyday purchases using the funds in your checking account.

Want ATM access only?
If you want ATM access only, or perhaps you don't qualify for a VISA Check Card, then designate "ATM Card" when you stop by the credit union to fill out an application. With an Atlanta City Employees Credit Union ATM Card you can: withdraw cash from your checking or savings account; transfer money between your accounts; and inquire on your account balances. Our credit union offers a worldwide ATM card that can be used at any location that displays the logos shown below 24-hours a day, 7 days a week. There are over 100,000 ATM locations on these networks, so whether you're traveling on business or pleasure, you'll never be far from Atlanta City Employees Credit Union or your money.

Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.