Atlanta City Credit Union
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  Fee Schedule

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

ATM charges and/or fees
ATM card reinstatement $20.00
Replace lost ATM/Debit card $10.00
ATM and Debit card cash withdrawal $1.00 per withdrawal at ATMs we do not own or operate
ATM and Debit card cash withdrawal limit $500.00 per 24 hours
Debit Card (Customer not Present) $500.00 per 24 hours
Debit Card (Point of Sale) $1000.00 (Subject to Vendor Discretion) per 24 hours
Balance inquiry at ATM $1.00 at ATMs we do not own or operate
Research fee for ATM/Debit card dispute $25.00
 
Share Account charges and/or fees
Overdraft transfer of funds from a Share account to a Share Draft account $5.00
Draft printing Fee depends on style and quantity of draft ordered
Cashier's Check $5.00
Traveler's checks 2% on purchase
Deposited checks (and other items) returned unpaid $22.00
Uncollected funds Fee $22.00
Excessive withdrawal fee for Share Account $15.00 after 6 withdrawals per month (effective April 16, 2010)
Inactive Fee $5.00 per month (begins with the 1st year of dormancy)
Garnishments $30.00
Levies $30.00
Share Dormant Account Fee* $5.00 per month

*(An account is considered dormant if for five years we have received no communication from you about any of your accounts and your account statements have been returned for an incorrrect address.)

The categories of transaction for which an overdraft fee may be imposed are those by any of the following means: share draft, in person withdrawal, ATM withdrawal, or other electronic means.

Overdraft (each overdraft paid) $30.00
Courtesy Pay (each item paid) $30.00
Nonsufficient funds (each item) $30.00
Nonsufficient funds ATM/Debit withdrawal $30.00
Nonsufficient funds preauthorized withdrawal $30.00
Account activity printout $2.00 per page
Account research $20.00 per hour - 1 hr min
Account balancing assistance $22.00 per hour - 1 hr min
Stop payments (all items) $22.00
Wire Transfer (Incoming) $0.00
Wire Transfer (Outgoing) $20.00
International Wire Transfer (Outgoing) $40.00
Photocopy of statement $3.00
Copy of draft $3.00
Collection item (incoming) $20.00
Collection item (outgoing) $20.00
Account reopening after six months $25.00
Account transfer $10.00
Account verification $5.00
Phone balance inquiries and transfers $1.00
Check Cashing Fee $5.00
Return Mail Fee $5.00 per month after the first month