Earn higher dividends by investing in a share savings certificate. Minimum investment is $500 with terms ranging from (6) months to (60) months. All members must maintain a minimum average daily balance of $500 in their account in order to obtain the disclosed annual percentage yield.

Features of our Share Savings Certificates include:

• A fixed dividend for the term of the certificate.
• Competitive dividend rates.
• Access through Audio Response, our 24-hour telephone teller system, and Home Banking, our Internet account access system.
• Substantial penalties for early withdrawal. The penalty is 90 days dividends for certificates with terms of six to 12 months, and 180 days dividends for certificates with terms of 24 to 60 months.

Please contact us if you have any questions about Savings Certificates.