Auto Loans

Auto Loans

When it comes to buying a new vehicle, keep your focus on the color, make, and model—we'll handle the financing. Since CUA is a non-profit, we prefer to pour our energy into securing better rates and flexible terms for you.

From selecting your vehicle to keys in hand, everything is processed here in Southwest Atlanta by professionals who know you. So you're sure to be out of the dealership and stuck in traffic in no time. (We can't help with that!)

  • Competitively low rates
  • Flexible terms and payment plans
  • Pre-approval for extra bargaining power at the dealership
  • Experienced loan advisors whose focus is on you
  • Local decision-making and processing for a quicker turnaround
  • Customized service to your unique situation
  • Choose from our selection of pre-owned vehicles.

Protect your vehicle from mechanical breakdowns and total loss. Get a quote today.



Guaranteed Auto Protection Plus protects individuals who finance a new or used vehicle from the financial GAP.

In the current market, during the first few years that you own your vehicle, your loan balance can be higher than the actual value of your vehicle as a result of depreciation.

As your vehicle's value declines, your loan balance may decline more slowly resulting in a financial gap. If your vehicle were stolen, or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan balance.

Guaranteed Auto Protection Plus covers the difference between the actual cash value of your vehicle and the loan balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.

Guaranteed Auto Protection Plus will even cover your auto insurance deductible of $1,000.

Payment Protection

It's important to us at Credit Union of Atlanta to provide peace of mind to our members. That's why we offer Payment Protection credit life and credit disability insurance through CUNA Mutual Group, which includes the following features:

  • Credit Disability makes a member's payment to the credit union should they become unable to work due to an illness or an accident.
  • Credit Life pays off the member's outstanding loan balance should the member die during the term of the loan.
  • Credit Life "At Work Clause" – If a member is a homemaker, retiree, or student, they are eligible for Credit Life Insurance*
  • Statement of Insurability – If an eligible member requests insurance within 30 days after the loan advance, they will be eligible for coverage if they provide a satisfactory Statement of Insurability to CUNA Mutual.
  • Expiration of Insurance:
  • On the date of death
  • On the date the loan is transferred to another creditor
  • On the date the loan stops
  • On the last day of the month the credit union is notified by the member to terminate insurance
  • When the member reaches the maximum age
  • Or the last day of the month in which the loan is three months past due

*Eligibility occurs only if they are performing all of the usual duties of a homemaker, retiree, or student in the normal manner on the date of the initial advance and are not receiving disability benefits from any source.

Learn more about pricing information and a breakdown of all the benefits included with Payment Protection.