What Makes Us Different
At the Credit Union of Atlanta, we take a distinctly different approach from traditional banks. As a credit union, our mission is not driven by profits but by people. Instead of prioritizing earnings, we reinvest any surplus into securing better rates, lower fees, and more meaningful benefits for our members. And as a member, you are more than an account holder—you are a part-owner of an organization dedicated to your financial success.
While we offer many of the same high-quality products and conveniences as larger financial institutions, we pair them with the personalized, friendly service that sets us apart. Our knowledgeable staff and comprehensive digital resources are here to support your financial well-being at every stage. Whether you're seeking clarity on financial terminology, exploring debt management strategies, or planning for investment, retirement, or estate needs, we ensure you always have access to the tools and guidance necessary to move forward with confidence.
Our Mission
All of these motivations lead to our mission, which is central to everything we do at Credit Union of Atlanta:
"To provide financial solutions to meet the needs and improve the quality of life for our members."
Our Vision
“To be the financial services provider of choice in our diverse communities, one member at a time.”
Our History
Credit Union of Atlanta was founded in 1928, during the height of the Roaring Twenties and just before the challenges of the Great Depression. Throughout periods of both economic prosperity and financial hardship, we have remained steadfast, grounded by a strong foundation and guided by our commitment to the holistic success of our members.
From our beginnings in the jazz age to the present day, we continue to evolve while keeping our members at the center of everything we do. With unique products, competitive rates, and services designed to support financial well-being, we work to ensure that a stable and well-rounded financial life is within reach for all. We invite you to be part of something greater than a traditional banking experience—become a valued member of a credit union that is proud to grow with you and for you.
Credit Union of Atlanta is now a Community Development Financial Institution (CDFI)
Reasonably priced and accessible financial products and services are essential for the health, growth, and long-term viability of our communities. Yet many American households remain unbanked or underbanked, relying on costly alternatives such as payday lenders and check-cashing services. At the same time, many small businesses and community development projects struggle to secure the capital needed to create jobs, strengthen neighborhoods, and spark economic growth.
The Community Development Financial Institutions (CDFI) Program helps address these challenges by directing federal resources—paired with private investment—into CDFIs that are dedicated to serving low-income and underserved communities.
In early 2019, the Credit Union of Atlanta earned its CDFI certification, reinforcing our mission to support residents in overcoming financial barriers. The need for affordable housing, credit rebuilding, financial education, and deeper community involvement remains significant throughout the disadvantaged areas of Greater Atlanta. As the credit union serving employees of the City of Atlanta, Fulton County, and other vital groups, we are committed to partnering with individuals and organizations that can benefit from our products, services, and access to funding designed to empower and uplift the communities we serve.
At the Credit Union of Atlanta, our vision is to be the financial services provider of choice for our diverse membership—one member at a time. We welcome you to visit us so we can discuss your needs and the needs of your community. We are here not only to support you, but to actively seek out opportunities to improve the well-being of those we serve.
Newsletter
Find out more about what CUA is doing to better our community and your banking experience.







