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Your house is more than just a home — it’s equity. Use the money you’ve put in your home to access a loan or flexible line of credit for any of your other expenses.

Rates

Key Features

  • Competitive Rates1
  • Anytime Funds
  • Revolving Credit
  • Convert the equity in your home into cash you can use
  • The existing equity in your home is used as collateral backing
  • Competitive, fixed interest rates for several short-term or one-time needs1:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • Fixed monthly payment through the life of the loan
  • Approval amount based on equity in home
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible2
  • Quick, local decision-making and processing in Southwest Atlanta
  • Attentive, friendly service from start to finish
  • Turn the equity in your home into ongoing, affordable financing
  • Competitive rates for several ongoing or seasonal needs1:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified CUA share account
  • The interest paid might be tax deductible2
  • Set up automatic payments to be deducted from your account monthly
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

1Subject to credit approval

2Consult a tax advisor regarding the deductibility of interest.