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Your house is more than just a home — it’s equity. Use the money you’ve put in your home to access a loan or flexible line of credit for any of your other expenses.

Rates

Key Features

  • Competitive Rates1
  • Anytime Funds
  • Revolving Credit

Do you currently have an account with Credit Union of Atlanta?

Are you currently enrolled or interested in enrolling in online banking?

  • Convert the equity in your home into cash you can use
  • The existing equity in your home is used as collateral backing
  • Competitive, fixed interest rates for several short-term or one-time needs1:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • Fixed monthly payment through the life of the loan
  • Approval amount based on equity in home
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible2
  • Quick, local decision-making and processing in Southwest Atlanta
  • Attentive, friendly service from start to finish
  • Turn the equity in your home into ongoing, affordable financing
  • Competitive rates for several ongoing or seasonal needs1:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified CUA share account
  • The interest paid might be tax deductible2
  • Set up automatic payments to be deducted from your account monthly
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Do you currently have an account with Credit Union of Atlanta?

Are you currently enrolled or interested in enrolling in online banking?

1Subject to credit approval

2Consult a tax advisor regarding the deductibility of interest.