Auto Loans

Auto Loans

At Credit Union of Atlanta, purchasing a new, used or refinancing a car doesn't have to be a long, drawn out process. At CUA, you can get the auto loan financing you need with flexible terms and payment plans. Plus, add mechanical breakdown and total loss protection to your purchase.

Get preapproved for extra bargaining power at the dealership. We help our members lower their current car loan payments that they are paying somewhere else.

  • Terms up to 72 months
  • Lower your cars payments
  • Special financing for GAP, Extended Warranty Protection

  • Competitively low rates
  • Flexible terms and payment plans
  • Pre-approval for extra bargaining power at the dealership
  • Experienced loan advisors whose focus is on you
  • Local decision-making and processing for a quicker turnaround
  • Customized service to your unique situation
  • Choose from our selection of pre-owned vehicles.

Protect your vehicle from mechanical breakdowns and total loss. Get a quote today.

The GO Auto Loan

Not everyone has perfect credit.

We're excited to offer the "GO" Auto Loan. If you aren't approved the first time around, we will take a second review with the "GO" Auto Loan.

At Credit Union of Atlanta, we understand that "life" can happen to you. A sudden job loss, a major medical issue or even divorce can cause lots of troubles as you attempt to make ends meet. Regardless, we got's a "GO!"

The "GO" Auto Loan helps you get approved, or get a lower interest rate than what you are currently paying on your car loan somewhere else.

Just apply for an auto loan at the credit union and we got the rest handled for you. It's simple and it's quick.



Guaranteed Auto Protection Plus protects individuals who finance a new or used vehicle from the financial GAP.

In the current market, during the first few years that you own your vehicle, your loan balance can be higher than the actual value of your vehicle as a result of depreciation.

As your vehicle's value declines, your loan balance may decline more slowly resulting in a financial gap. If your vehicle were stolen, or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan balance.

Guaranteed Auto Protection Plus covers the difference between the actual cash value of your vehicle and the loan balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.

Guaranteed Auto Protection Plus will even cover your auto insurance deductible of $1,000.

Payment Protection

It's important to us at Credit Union of Atlanta to provide peace of mind to our members. That's why we offer Payment Protection credit life and credit disability insurance through CUNA Mutual Group, which includes the following features:

  • Credit Disability makes a member's payment to the credit union should they become unable to work due to an illness or an accident.
  • Credit Life pays off the member's outstanding loan balance should the member die during the term of the loan.
  • Credit Life "At Work Clause" – If a member is a homemaker, retiree, or student, they are eligible for Credit Life Insurance*
  • Statement of Insurability – If an eligible member requests insurance within 30 days after the loan advance, they will be eligible for coverage if they provide a satisfactory Statement of Insurability to CUNA Mutual.
  • Expiration of Insurance:
  • On the date of death
  • On the date the loan is transferred to another creditor
  • On the date the loan stops
  • On the last day of the month the credit union is notified by the member to terminate insurance
  • When the member reaches the maximum age
  • Or the last day of the month in which the loan is three months past due

*Eligibility occurs only if they are performing all of the usual duties of a homemaker, retiree, or student in the normal manner on the date of the initial advance and are not receiving disability benefits from any source.

Learn more about pricing information and a breakdown of all the benefits included with Payment Protection.

Enterprise Cars

Credit Union of Atlanta has a referral relationship with Enterprise Car Sales. At Enterprise, our commitment to member service has always been at the heart of our operations. Our professional staff will listen to you and help you find the right vehicle to fit both your needs and budget. With more than 250 makes and models of late-model, low-mileage vehicles at low, no-haggle prices, you will finally experience that worry-free environment when purchasing a vehicle you've always hoped for!

Here is the Perfect Used Car Package every member benefits from when using your credit union's car buying service:

  • Haggle-free pricing
  • 109-Point Inspection conducted by ASE- Certified technicians
  • Kelley Blue Book Trade-In Value on all trade ins
  • Free 12 months/12,000 mile Limited Powertrain Warranty
  • Free 1yr Roadside Assistance
  • 7 days/1,000mi Repurchase Agreement, no questions asked

View the inventory today at and call 866.227.7253 to make your vehicle selection appointment today!

Learn More